Retail Credit Analyst Sr - Granadero Baigorria

There are 7 billion people on this planet. And by 2050, there will be 2 billion more. Making sure there is enough food, fiber and infrastructure for our rapidly growing world is what we’re all about at John Deere. And it’s why we’re investing in our people and our technology like never before in our 175-year history. Here, the world’s brightest minds are tackling the world’s biggest challenges. RIGHT NOW.

Title: Retail Credit Analyst Sr
- SG07
- Granadero Baigorria
- 112537 Primary Location: Argentina (AR)
- Santa Fe
- Granadero Baigorria Organizational Group: John Deere Financial Personnel Area: John Deere Credit Compania Financiera SA Function: Financial Services GJE Job Title: Credit Analyst III
- Credit Management Job Grade: 07 Exemption Status: Exempt Hiring Manager: Veronica Rodriguez Employee Referral Bonus: TBD Title: Retail Credit Analyst Sr
- SG07
- Granadero Baigorria Job Family: Credit Management

Your Position: **Major Purpose**: **Major Duties**:

- Develop and deliver financial guidelines and protocols to ensure the company complies with regulations and good financial practice.
- Ensure that aged debt is identified and investigated andduring the process is managed effectively to maximize the collection of overdue payments. Liaise with significant external customers or partners to resolve complex payment issues.
- Collate and analyze data using preset tools, methods, and formats. Involves working independently.
- Contribute to the preparation of various data and analytics reports.
- Track progress against budgets within established finance systems, and report variances to more senior colleagues.
- Resolve queries from internal or external customers or suppliers by providing information on complex processes and the related policies, referring issues to others where necessary for interpretation of policy.
- Contribute to the investigation of cases of suspected fraud or financial crime by gathering, analyzing, and retaining information and physical evidence to support criminal investigation and/or legal action. Recommend further actions to the lead investigator.
- Identify, within the team, instances of noncompliance with the organization's policies and procedures and/or relevant regulatory codes and codes of conduct, reporting these instances and escalating issues as appropriate.
- Develop own capabilities by participating in assessment and development planning activities as well as formal and informal training and coaching; gain or maintain external professional accreditation, where relevant, to improve performance and fulfill personal potential. Maintain an understanding of relevant technology, external regulation, and industry best practices through ongoing education, attending conferences, and reading specialist media.

**The skills and knowledge needed to perform the job functions are**: Graduate of Economics (Accountant, Bachelor of Economics, Bachelor of Business Administration) or Technology areas.

Upper Intermediate level of English

Good level of interpersonal relationships, leadership to manage team, autonomy and focus on problem solving

Knowledge of Microsoft office package, especially excel (Macros, PowerBI, Power Automate)

Understanding of accounting and financial statements, cash flows, and financial ratios.

It is desirable to have knowledge of the BCRA's rules for financial institutions and the Rules on the Prevention of Money Laundering and Company Law.

Experience in Credit/Financial Analysis. Customer service, collections, credit analysis, financial institutions and related items (non-exclusive)

**Skills, Abilities, Knowledge**:

- Data Collection and Analysis
- Data Control
- Planning and Organizing
- Verbal Communication
- Assessment
- Policy and Regulation
- Computer Skills
- Negotiation
- Policy and procedures
- Reporting
- Costing and Budgeting

The information contained herein is not intended to be an exhaustive list of all responsibilities and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines. John Deere is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to, among other things, race, religion, color, national origin, sex, age, sexual orientation, gender identity, status as a protected veteran, or status as a qualified individual with disability. John Deere is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to, among other things, race, religion, color, national origin, sex, age, sexual orientation, gender identity, status as a protected veteran, or status as a qualified individual with disability. Postúlate en Kit Empleo: kitempleo.com.ar/empleo/q98t3